Quickly estimate how much stamp duty (also known as transfer duty) you will have to pay when purchasing a residential property or investment property. Stamp duty is a government tax calculated based on the property purchase price or its current market value, whichever is higher.

Calculate stamp duty

 

How stamp duty works

Stamp duty or transfer duty is one of many upfront costs of purchasing a property. The other major upfront cost being the required home loan deposit.

Stamp duty is calculated as a tiered percentage rate (similar to how income tax is calculated) and added on top of the purchase price. For example, you purchase an existing property for $500,000 your stamp duty will be a little over $17,000 in NSW (calculated 28 December 2023).

Stamp duty tiers and percentages change from state to state and over time, our stamp duty calculator is updated with the latest figures.

Stamp duty and property tax

Stamp duty costs are an upfront cost associated directly to the property price or property value. Property tax is an ongoing tax based on a number of factors such as property value, size, location etc.

First home buyers

A $10,000 First Home Owner Grant (FHOG) is available when you buy or build your first new home. Your first new home can be a house, townhouse, apartment, unit or similar that is newly built, purchased off the plan or substantially renovated. The grant is not available for established homes. For more information on buying your first home see our Complete Guide to Buying Your First Home.

This article is general in nature and does not constitute personal advice. Consider your circumstances and read terms and conditions and Target Market Determination, before making a decision. Always speak with your accountant and/or financial planner for personal advice which is tailored to your circumstances.