Ways to Bank

Bank on the go with Online Banking, SmartPay App, phone payments, cards, over the phone and in branch.

Bank and pay your own way

We are constantly developing and progressing banking methods for our Members

It is our mission to help our Members find smarter ways to manage their money. We make new and developing ways of banking available to our Members and maintain the traditional ways in branch and over the phone - speaking with real people.

Our story

We have over 50 years experience in banking, 50+ years of helping regular Australians achieve their financial goals.

In 1988, Oxley Mutual Credit Union Ltd (founded 1970), Tamworth & District Community Credit Union Ltd (founded 1971) and Namoi Credit Union Ltd (founded 1971) merged to form Northern Inland Credit Union.

Online Banking

Securely bank 24/7 using Online Banking, access accounts, make payments and transfer money anytime and anywhere.

SmartPay App

Fast and easy access to your accounts 24/7 via your mobile phone, make payments, check accounts and make updates via the app.

Bank@Post

Access your personal account wherever you see an Australia Post retail outlet displaying the Bank@Post™ sign.

Osko Fast Payments

Send money quickly and easily using Osko Fast Payments.

Alerts

Set up SMS and/or email Alerts to help manage your money smarter and stay on top of your accounts.

Apple Pay

Fast and easy access to your accounts 24/7 via your mobile phone, make payments, check accounts and make updates via the app.

Google Pay

Make payments with Google Pay using your Android smartphone, no need for a wallet with Google Pay.

Get the help you need

If you are under any financial hardship, we’re here to
help our Members find smart financial solutions.

See all Help & Support