Smart Personal Loan

Great interest rates and features with secured and unsecured personal loans. Tiered interest rates based on the level of security, secure your loan with a vehicle or term deposit. That’s smart thinking.

Pre-approval

Get pre-approval and shop around with confidence - knowing what you can afford

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Joint Applications

Increase your eligibility and borrowing power by getting a joint loan

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Additional Repayments

Available on variable loans. Maximum of $10,000 on fixed loans per annum.

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Flexible Repayments

Choose either weekly, fortnightly or monthly repayments

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Add Security

Secure your personal loan with a vehicle or term deposit to get a lower interest rate

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Low Fees

Low ongoing fees for all car loans - helping you manage your money smartly

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Personal Loan RatesLeft Heading Text.

See the Target Market Determination (TMD) Disclosures for this product to see if it suits your needs.

*Comparison rate warning and T&Cs apply.

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Unsecured Interest rate Comparison rate*
Smart Personal Loan (Variable)
Loan term 1 to 5 years
$50,000 maximum loan 		11.99 % p.a. 12.81 % p.a.1
Smart Personal Loan (Fixed)
Loan term 1 to 5 years
$50,000 maximum loan 		10.99 % p.a. 11.82 % p.a.1

Personal Loan FeesLeft Heading Text.

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Fees
Establishment fee $200
Monthly fee $8
Annual fee $0
Redraw fee $0

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Speak with a Lending Specialist

Our Lending Specialists can help you decide on a home loan which best suits your personal circumstances and needs. Each of our lenders have over 20 years’ experience and can walk you through the process. Arrange a no-obligation appointment now.

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Important Information

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Please refer to the Target Market Determination (TMD) in Disclosures to see if this product suits you.

Northern Inland reserves the right to withdraw, extend or vary this offer.

1 This rate applies to personal loans with 5 year terms for $30,000.
2 This rate applies to personal loans with 7 year terms for $50,000.
3 Make a maximum of $10,000 extra repayments per annum during any fixed rate period.