Why choose Northern Inland?

Experienced professionals

We deliver personalised service to help you find a home loan that suits you and your needs. Our experienced Lending Specialists are experienced experts that will help you make the smart choice.

Reliable, trusted, helpful, & established

We are a community-driven, family orientated financial institution committed to helping you find smarter ways to manage your money. We have over 50 years of banking experience.



Achieve your dreams with a Northern Inland home loan

Fixed and variable rate home loans with great features to suit your needs. Taking out a home loan or refinancing doesn't have to be complicated, chat with one of our friendly Lending Specialists about your needs and we can help.

Dream Home Loan

A dream rate, benefits and features all packaged together.

Interest Rate

5.99

% p.a

Comparison Rate2

6.14

% p.a

% p.a

% p.a
Features
  • LVR 80% or below
  • Minimum loan amount - $500,000 (new mortgages only)
  • No establishment fee
  • 100% offset account available
*Comparison rate warning and T&Cs apply.

Interest Rate

6.44

% p.a

Comparison Rate1

6.74

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Interest Rate

6.94

% p.a

Comparison Rate1

7.24

% p.a

% p.a

% p.a
Features
  • LVR 80% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.39

% p.a

Comparison Rate1

6.74

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.19

% p.a

Comparison Rate1

6.69

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Fixed Rate

5.49

% p.a

Comparison Rate1

6.47

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.19

% p.a

Comparison Rate1

6.66

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.29

% p.a

Comparison Rate1

6.68

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Minimum $150,000 except when offers apply
  • No establishment fee
  • 100% offset account available

*Comparison rate warning and T&Cs apply.

Learn more

Smart Home Loan

Competitive rates and low ongoing fees with a very low minimum loan amount.

Interest Rate

7.44

% p.a

Comparison Rate1

7.57

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Competitive variable interest rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Interest Rate

7.94

% p.a

Comparison Rate1

8.07

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Competitive variable interest rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.49

% p.a

Comparison Rate1

7.47

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Security of a fixed rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.29

% p.a

Comparison Rate1

7.34

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Security of a fixed rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Fixed Rate

5.59

% p.a

Comparison Rate1

7.03

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Security of a fixed rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.29

% p.a

Comparison Rate1

7.14

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Security of a fixed rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Fixed Rate

6.39

% p.a

Comparison Rate1

7.10

% p.a

% p.a

% p.a
Features
  • LVR 90% or below
  • Security of a fixed rate
  • 100% offset account included
  • Free redraw3

*Comparison rate warning and T&Cs apply.

Learn more
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Handy tools

Take the guesswork out of choosing a home loan or refinancing

Repayments calculator

Calculate your repayments before you apply.

Calculate now
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Speak with a Lending Specialist

Our Lending Specialists can help you decide on a home loan which best suits your personal circumstances and needs. Each of our lenders have over 20 years’ experience and can walk you through the process. Arrange a no-obligation appointment now.

Enquire Now

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Important Information

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Please refer to the Target Market Determination (TMD) in Disclosures and Home Loan Key Facts Sheet to see if this product suits you.

Loan to Value ratios are calculated based on type and location of eligible security property.

Northern Inland reserves the right to withdraw, extend or vary this offer.

1 This comparison rate is based on a $150,000 loan over a term of 25 years.
2 This comparison rate is based on a $300,000 loan over a term of 25 years.
3 Minimum $500 per draw

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help our Members find smart financial solutions.

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Local 1300 65 64 28
Overseas +61 2 6763 5109
info@nicu.com.au
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